McLennan Community

Investment Fund

Our goal is to serve small business owners lacking access to traditional banking systems by offering access to capital and financial how-to assistance. This increase in economic activity aids in the creation of more customers for you! Additionally, we act as a segue for small business owners to gain the financial strength and necessary skills to successfully enjoy and benefit from banking systems in the long run. Whether we assist you in skill or knowledge building, loans, or other financial aid, McCIF helps your small business get the funds it needs to grow and prosper.

Are you a Small Business Owner interested in a loan?

McLennan Community Investment Fund (McCIF) Serves Small Businesses in the Cities of Waco, Bellmead, Beverly Hills, Lacy Lakeview, and Robinson and Provides These Services:


Small Business Loans


Loans for Equipment, Working Capital, Accounts Receivable

And Other Business Uses


Fixed Interest Rates from 6% to 9%


Business Technical Assistance

To Help You with Your Financial Record-Keeping


The purpose of the U.S. Treasury’s Community Development Financial Institutions Fund or CDFI is to promote economic growth and opportunity aimed specifically towards financially underbanked communities in McLennan County.

McLennan Community Development Fund’s lending program and training opportunities are designed as investments in economic growth and sustainability in Waco, Bellmead, Beverly Hills, Robinson, and Lacy Lakeview.  Many small businesses lack access to the necessary funds and financial resources they need to thrive. Through McCIF, small businesses will have access to loans and business training opportunities to help them develop and grow.

Executive Director Position

Executive Director Position

Join our team and lead with purpose! McCIF is currently seeking a dynamic Executive Director to spearhead our organization’s growth and impact. Are you up for the challenge?

Our Mission

McLennan Community Investment Fund’s mission is to promote economic growth and opportunity to small businesses in Waco, Bellmead, Beverly Hills, Robinson, and Lacy Lakeview.

Our Purpose

As a financial institution, McCIF will use a market-driven approach to economic development by providing financial aid for small businesses currently in operation in the community. This financial aid will generate economic activity and create jobs for McLennan County. We will seek certification by the United States Treasury as a Community Development Financial Institution and financial assistance to carry out our mission to help small businesses and the economy in Waco, Bellmead, Beverly Hills, Robinson, and Lacy Lakeview.